Home Loan (Purchase Mortgage)
Buying a home? Choose from a wide variety of mortgage options, including fixed and adjustable rates and terms up to 40 years. With over 200 lenders competing for your business, LendingTree can help you find the right loan to get you into your dream home.
Start: One Simple Form, Up to Four Offers in Minutes!
Learn More: How to choose the right mortgage loan
Calculate: Home Affordability Calculator
Download: Guide to Mortgages
Mortgage Refinancing
Looking to reduce your monthly mortgage payments, pay off outstanding debt, or access some of the equity in your home? You may want to consider refinancing your current mortgage. Refinancing – paying off your current mortgage and taking out a new one – also allows you to take advantage of today’s flexible mortgage options or swap an adjustable-rate mortgage (ARM) for a fixed-rate loan.
Download: Guide to Refinancing Your Home
Learn More: Mortgage refinancing basics
Calculate: Refinance Calculator
Start: Refinance Your Mortgage Today!
Debt Consolidation Loan
If you are homeowner, you can access the equity that you have built in your home to pay off credit cards, student loans, or other high-interest debt. Many borrowers choose to refinance existing mortgages and take out cash for debt consolidation at the same time. If you are happy with your current mortgage and just want to access equity in your home for cash, consider a home equity loan or line of credit.
If you do not own a home or haven’t built sufficient equity, consider a personal loan. This type of loan or line of credit is unsecured (i.e., no collateral) and can be used for any personal, family, or household purpose, such as debt consolidation.
Learn More: Personal loan: Are you a good candidate?
Learn More: What is a consolidation loan?
Calculate: Home Equity Calculator
Start: One Simple Form, Up to Four Offers in Minutes!
Home Equity Loan or Line of Credit
If you are a homeowner, chances are your home is your most valuable possession. With a home equity loan or line of credit, you can use some of that accumulated wealth (known as equity) to take care of your immediate needs, without having to sell your home.
A home equity loan – sometimes called a second mortgage – enables you to borrow a lump sum and secure it with the equity you have built up in your home. Home equity loans have several benefits over other types of loans, including lower interest rates and payments that are usually tax-deductible (consult a tax advisor for details).
A home equity line of credit (also known as a HELOC) is different from a typical home equity loan because you access the money (up to a specified “credit limit”) when you need it, instead of borrowing the lump sum up front. You pay interest only on the amount you have withdrawn at any given time. The interest rate is adjustable, and is usually determined by adding a specified number of percentage points to the prime rate.
Learn More: Qualifying for a home equity loan
Calculate: Home Equity Calculator
Download: Guide to Home Equity Loans
Start: One Simple Form, Up to Four Offers in Minutes!
Auto & Motorcycle Loan
Regardless of whether you are buying from a dealership or an individual, LendingTree lenders offer a variety of loans to finance the purchase of a new or used vehicle.
If you are a homeowner, you may want to consider tapping the equity in your home to pay for a new car. Home equity loans have several benefits over other types of loans, including lower interest rates and payments that are usually tax-deductible (consult a tax advisor for details).
Learn More: Auto financing options
Start: One Simple Form, Up to Four Offers in Minutes!
Auto Refinancing
Want lower car payments? An auto refinance is a loan that pays off your existing auto loan and gives you a new loan, usually with a lower interest rate and affordable payments.
Learn More: Auto refinance FAQs
Start: Refinance Your Auto Loan Today!
Personal Loan
A personal loan is an unsecured (i.e., no collateral), loan or line of credit that can be used for any personal, family, or household purpose like debt consolidation. As with any consumer loan, approval is based on the lender’s credit criteria and the borrower’s creditworthiness.
Learn More: Personal loan basics
Learn More: Personal loan: Are you a good candidate?
Start: Get up to 4 Personal Loan offers in minutes!
Commercial Loan
If you’d like to buy a commercial property, refinance, or take a second mortgage (equity loan) on your existing property, our lenders provide a wide range of products to help you achieve your goals.
Learn More: Commercial Mortgage Loan Documentation
Learn More: Commercial Mortgage Primer
Learn More: Commercial Loans